Finance
The new financial year has begun: What are your numbers really telling you?
9 July
Once tax time has passed, many small business owners breathe a sigh of relief and move on. But the start of a new financial year is actually one of the best times to pause, review your numbers, and ask: what did last year really show us? Your...[Read More]
Oliver’s insights – 2025-26 saw lots of noise but strong returns (again) – can it continue?
9 July
Key points While we saw a long list of worries over the last year, 2025-26 saw another financial year of strong returns. Risks around Iran and oil, various other geopolitical issues, sticky inflation and possible further rate hikes and AI related...[Read More]
Oliver’s insights – Was life really better in the good old days?
9 July
Key points Angst about economic conditions has been running high in recent times. This is evident in chronically low consumer confidence readings and a downtrend in measures of happiness. It’s also arguably evident in the rise of populist...[Read More]
Family affair: investor tax changes spawn new tactics
9 July
A 1950s red brick walk-up in southwest Brisbane is a window into how the federal budget is reshaping the property market. Marketed as “the ultimate set-up for multi-generational living”, the three-unit apartment block in Oxley has bucked the...[Read More]
Why people avoid financial advice—and three reasons they shouldn’t
2 July
Most people want to feel financially secure. They want to manage their household expenses, build savings, make the most of their superannuation and eventually enjoy a lifestyle of choice. Yet many Australians delay speaking with a Financial Adviser,...[Read More]
The first money conversations every couple should have
2 July
Getting married or moving in together is an exciting step. It is about love, commitment, shared plans and building a life together. But it is also a time when two financial worlds often come together. Different spending habits, savings goals, debts,...[Read More]
Payday Super starts 1 July 2026: What employers and employees need to know
2 July
Payday Super is now here, and it changes the way employers manage superannuation payments. From 1 July 2026, employers are required to pay employee superannuation guarantee contributions in line with their regular pay cycle, rather than relying...[Read More]
Understanding your legal obligations when selling or winding down a business
2 July
Selling a business or bringing it to an end can be a major financial and emotional decision. Whether you operate as a sole trader, partnership or company, closing the doors is only one part of the process. Contracts, employees, debts, registrations,...[Read More]
Tax cuts, pay rises and text message changes on the way
2 July
WHAT IS CHANGING ON JULY 1? * About 2.7 million workers on award wages will get a 4.75 per cent pay bump, while workers on the minimum wage will get a six per cent pay rise, following a Fair Work Commission decision * Workers will also receive super...[Read More]
Pledge to fix ‘widow’s tax’ on investment properties
1 July
Treasurer Jim Chalmers has promised to fix laws imposing a so-called “widow’s tax” on investment properties, without providing details on how he will close the loophole. The issue, which relates to investors with jointly owned properties...[Read More]
June 30 is upon us: Starting the new financial year on the right foot
25 June
June 30 marks more than the end of another financial year. It is an opportunity to review the past 12 months and put better financial habits in place for the year ahead. Tax planning should not be limited to the weeks before a tax return is...[Read More]
Oliver’s insights – Teflon share markets – 5 reasons they’re so resilient despite lots of worries
25 June
Key points Despite lots of threats over the last 18 months share markets have proved to be remarkably resilient. This likely reflects a combination of: President Trump’s desire for shares to rise; economic activity data right here right now has...[Read More]
The value of financial advice and the importance of managing cash flow
18 June
Building wealth is rarely the result of one big decision. More often, it is the outcome of small, consistent habits repeated over time. At the heart of those habits is one simple principle: spend less than you earn and make sure your money has a...[Read More]
Oliver’s insights – The RBA undertakes a hawkish pause – we continue to expect a further rise in rates
18 June
Key points After three consecutive rate hikes the RBA left rates on hold at 4.35% at its June meeting. However, the RBA retained a tightening bias noting that inflation Is “still too high” and is likely to remain so for some time and that it...[Read More]
Tax changes spark house listings boom but fewer rentals
18 June
Investors are prematurely offloading their properties before tax changes even hit the market, resulting in a listings boom but fewer rentals. Rental listings across the country have shown large annual falls, with the steepest downturn so far in...[Read More]