Superannuation

How to be healthy, wealthy and wise

9 July

Living your best life is not about chasing perfection. It is about making steady, thoughtful choices that support your health, strengthen your financial position and help you make wiser decisions along the way. The old saying “healthy, wealthy and...[Read More]

Super funds defy global upheaval to deliver big gains

9 July

In a lacklustre year for Australian equities, superannuation funds have provided a bright spot for those members securing double-digit returns. The financial year began with residual worries about US tariffs, with the US-Israeli war with Iran...[Read More]

Why people avoid financial advice—and three reasons they shouldn’t

2 July

Most people want to feel financially secure. They want to manage their household expenses, build savings, make the most of their superannuation and eventually enjoy a lifestyle of choice. Yet many Australians delay speaking with a Financial Adviser,...[Read More]

Seven steps to feeling financially secure

25 June

Financial security is often associated with being wealthy, owning valuable assets or having a large retirement balance. While money and assets can provide important protection, genuine financial security is also a state of mind. It is the feeling...[Read More]

Super funds lagging on direct renewables investment

18 June

Australia’s superannuation industry is underinvested when it comes to the nation’s renewable energy transition, an environmental advocacy group claims. The 30 largest super funds directly contributed $771 million of the $99 billion invested in...[Read More]

Rule of seven: An investor’s compass

11 June

James sat at his kitchen table, laptop open, staring at a chart of a stock he’d been watching for weeks. Every article, every podcast, every conversation with friends about investing seemed to echo the same phrase: “Time in the market beats...[Read More]

Super Co-Contribution: A simple way to boost your retirement savings

4 June

The government super co-contribution scheme is designed to help eligible low and middle-income earners grow their retirement savings. If you make personal after-tax contributions into your super fund, the government may also contribute an additional...[Read More]

Just half of Australians feel prepared for retirement

4 June

Despite some progress and a world-class superannuation system, retirement remains a source of financial anxiety for many Australians, according to a new report highlighting the value of financial advice. Just 51 per cent of Australians feel prepared...[Read More]

Understanding risk tolerance: Passing the investment sleep test

28 May

Investing is never just about chasing returns. It is also about understanding yourself. Before choosing where to invest, one of the most important questions to ask is not simply, “How much can I make?” It is, “How much uncertainty can I...[Read More]

The power of compound interest – it rewards patience, consistency, and time.

28 May

Albert Einstein reportedly called compound interest the “eighth wonder of the world.” Whether or not he actually said it, the sentiment holds true. Compound interest is one of the most powerful forces in investing, not because it is flashy...[Read More]

The key question is not simply, “Can I manage my own super?” It is, “Should I?”

21 May

A Self Managed Super Fund can be a powerful retirement planning structure, but it should never be viewed as a status symbol or a shortcut to better returns. The real decision is not just whether you are capable of setting one up. It is whether an...[Read More]

Why a financial review is one of the most valuable meetings you’ll have each year

21 May

Life rarely stands still—and neither should your financial plan. An annual financial review with your financial planner is not just a box-ticking exercise; it’s a powerful opportunity to reset, refine, and realign your money with the life...[Read More]

Understanding your risk profile: The foundation of smart investing

7 May

When it comes to investing, one of the most important — yet often overlooked — steps is defining your risk profile. It’s the foundation upon which your entire financial plan is built. Without a clear understanding of how much risk you are...[Read More]

Understanding dollar cost averaging: A steady approach in volatile markets

30 April

Investing can feel overwhelming, particularly during periods of market volatility when prices rise and fall unpredictably. One investment principle that has stood the test of time for managing this uncertainty is dollar cost averaging (DCA). It’s...[Read More]

Key ways to invest through an SMSF