Almost a third of GPs plan to retire in next five years
15 November
Almost a third of GPs plan to retire in the next five years, prompting a call from their professional body to boost doctor numbers in the community. The Royal Australian College of General Practitioners has released its 7th annual Health of the...[Read More]
The biggest advantage every policyholder should know
15 November
Once you’ve taken out fully-underwritten life insurance, your policy terms and conditions cannot be reduced and your policy can’t be cancelled by an insurer. In fact, once you’re covered, benefits can only move in your favour. Your cover can...[Read More]
What is Ethical Investing?
9 November
The investment technique known as ethical investing prioritises the investor’s moral, religious and social ideals over financial gain. The reason for this is that a growing number of investors have begun to demand social responsibility from the...[Read More]
Top 5 reasons to have legal representation
9 November
Most people don’t think they need a lawyer until they find themselves in a situation where legal advice is crucial. However, upon closer examination, there are numerous instances in life where seeking the expertise of a lawyer can make all the...[Read More]
Understanding debt recycling: Good and bad debt
9 November
Debt recycling is a financial strategy that can help you transform bad debt into good debt, boosting your wealth and enhancing your financial future. This article explains the concept, its benefits, risks, and how it might apply to your specific...[Read More]
Is there an underinsurance problem in Australia?
9 November
While the title of this post may surprise some people, it’s actually a rhetorical question. In fact, as far back as 2005, the Australian Securities & Investments Commission (ASIC) was already reporting on home building underinsurance. There might...[Read More]
How to Save Money Around the Home
9 November
With interest rates rising almost everywhere, including Australia and the United Kingdom, people have begun tightening their purse strings as best they can. However, decreasing spending to ensure your expenses match your reduced budget could mean...[Read More]
Understand if a Self Managed Super Fund (SMSF) is right for you
9 November
A self-managed super fund (SMSF) is a private superannuation fund that individuals in Australia can manage themselves. These funds differ from industry and retail super funds, as they offer more control over investment choices and insurance options....[Read More]
Beware of SMSF promoter schemes
8 November
The sole purpose of a self-managed super fund (SMSF) is to save up for your retirement savings. There are people promoting early access schemes (PDF, 156KB)This link will download a file which are illegal and could cost you more than your...[Read More]
Dreaming of an early retirement?
26 October
The idea of exiting the workforce ahead of schedule to travel the world, launch a passion project, establish a small business, engage in volunteer work, or simply enjoy life, is enticing for many. However, it’s crucial to note that planning for an...[Read More]
Managing Finances and Lifestyle Activities Across the Four Phases of Retirement
2 November
Retirement is a complex period divided into various phases, each with its own set of financial requirements and lifestyle considerations. Understanding how to budget for each stage can help you make the most of your post-career...[Read More]
Understanding the Five Pillars of Personal Finance
2 November
When it comes to managing your money, it’s crucial to have a comprehensive understanding of the five key areas of personal finance: income, spending, saving, investing, and protection. Mastering these elements can be the difference between...[Read More]
Budget-Friendly Home Renovation Ideas
2 November
Inspired to initiate home updates after watching some of the best home renovation shows on television and streaming sites? We can’t really fault you for getting all worked up, as there’s nothing quite as exciting as embarking on a home...[Read More]
Oliver’s insights Australian home prices up on supply shortfall, but at risk from high rates
2 November
Key points – Australian home prices rose again in October, with the supply shortfall on the back of record immigration dominating. Prices are now on track for a 9% gain this year. – While the supply shortfall is likely to continue there is a...[Read More]
5 Key Leadership Skills You Need to Develop Now
26 October
Being viewed or referred to as a ‘leader’ or ‘future leader’ in any establishment is a major sign of how well-regarded you are as an employee. However, while a leader may or may not be a manager, being a manager doesn’t instantly make...[Read More]